On this page, we explain what cookies are, how we use them and which cookies we use on this website. You can at any time change or withdraw your consent of us storing cookies. Click on cookie settings at the bottom of this page to change your settings.

What exactly are cookies?

A cookie is a small text file that collects information on the device you use to browse our website. Cookies perform various functions, such as storing information about your preferences or gathering and analysing data to improve the performance of our website.

How do we make use of cookies?

Cookies that are required for the website to function properly are always enabled. These cookies do not collect any personal information. Non-essential cookies, such as statistics, functional, and advertising cookies, are used to understand how a website performs, how you interact between pages, and to help us improve the site's usability.

Your permission

Before collecting or storing cookies, we obtain your permission. This is true for all types of cookies. However, we do not obtain your consent when cookies are only used to keep track of the information you have entered. The cookies we use do not collect personal information. We will not disclose your personal information to a third party if the website begins to use other types of cookies that collect personal information about you. You will also be informed about the use of new cookies and given the option to consent to storage prior to the storage of such cookies.

What cookies do we use?

Down below is a list of the cookies we are using on this website.

Cookie Description
test_cookie This cookie is set by DoubleClick (which is owned by Google) to determine if the website visitor’s browser supports cookies.
viewed_cookie_policy The cookie is set by the GDPR Cookie Consent plugin and is used to store whether or not the user has consented to the use of cookies. It does not store any personal data.
cookielawinfo-checkbox-necessary This cookie stores if a visitor has accepted “necessary” cookies.
cookielawinfo-checkbox-non-necessary This cookie stores if a visitor has accepted “non necessary” cookies.

These cookies are required for you to be able to use the full functionality of our website. They enable us to keep user sessions and prevent security threats. They do not collect or store any personally identifiable information.


These cookies are used to show visitors relevant advertisements and marketing campaigns. These cookies track visitors across websites and collect information in order to provide personalised advertisements.

How can I change my cookie settings?

Cookies are blocked by activating the browser setting that allows you to refuse the setting of all or some cookies. However, if you configure your browser to block all cookies (including essential cookies), you may be unable to access all or parts of our site.


Cookies that are absolutely necessary. These are cookies that are required for our website to function properly. Cookies that allow you to log into secure areas of our website, for example, are among them.

Cookies for analytics and performance. They enable us to recognise and count the number of visitors as well as see how visitors navigate our website while using it. This allows us to improve the functionality of our website, such as ensuring that users can easily find what they are looking for.

Cookies for functionality. These are used to identify you when you visit our website again. This allows us to tailor our content to your preferences, greet you by name, and remember your preferences (for example, your choice of language or region).

Cookies with a specific purpose. These cookies track your visit to our website, including the pages you view and the links you click. We do not use any type of targeting cookie.

Please keep in mind that third parties (such as providers of external services such as web traffic analysis services) may also use cookies over which we have no control. These cookies are most likely analytical/performance or targeting cookies.

Conditions of Use (General, Email & SMS)

These Terms of Use apply to you if you use the Eqbac website, and you agree to abide by them. Before using the Eqbac website, please read these Terms of Service.

Important details

The Eqbac Group, which includes Eqbac Limited and all of its subsidiaries and associated or affiliated companies, is one of Mauritius's leading financial services groups.

Unless otherwise specified, the terms and conditions set out below apply to this and all other websites owned, operated, or sponsored by any member of the Eqbac Group.

The nature of the website's contents

The information on the website is intended to provide general information on the selected subjects rather than an exhaustive treatment of those subjects.

Calculations displayed on the website are for the convenience of clients, may be approximations, and are only intended as guidelines. If you want to rely on any calculations, you should double-check them before using them because Eqbac is not responsible for any errors in the calculations.

Subscribing to any service or purchasing any product via the website is subject to Eqbac's contractual terms and conditions as well as applicable law.

Links to third-party websites are provided solely for your convenience and may be removed at any time. The fact that Eqbac provides a link to a third-party website does not imply that Eqbac endorses, authorises, or sponsors that website, or that Eqbac is affiliated with the owners or sponsors of that website.

If a link on the Eqbac website leads to a third-party website that is not under Eqbac's direct control, Eqbac is not responsible or liable for any content displayed on the third-party website.

The content or information displayed on an Eqbac website or any third-party website accessible via links provided on the Eqbac website is not intended to be advice but merely information. It is recommended that you seek appropriate professional advice before making any decision or taking any action based on any information displayed on the Eqbac website or any such third party website that may affect your personal finances or business.

Guests from other countries

The use of the Eqbac website, as well as the purchase of services or products from the country from which you are accessing the website, may be illegal in that country. Your use of the website, including any purchases you make, is entirely at your own risk. It is strongly advised that you ensure that your use of the Eqbac website for any purchases you make does not violate the laws of any country under which you may be governed.

The services and products offered by Eqbac may not be available in your country. Contact Eqbac or your local financial or legal adviser to determine whether Eqbac's services and products are available to you, and if so, which ones.

Request for a Business Meeting

Unless expressly stated in writing by Eqbac, nothing on the Eqbac website constitutes an offer to sell any service or product.

The information on the Eqbac website is not, and should not be construed as, financial or investment advice.

If you wish to use the information on the website to purchase any service or product or obtain financial or investment advice from Eqbac, your request will be treated as an offer to do business with Eqbac, which Eqbac may accept if it so desires.

Acceptance of your offer is subject to the terms and conditions that govern the service, product, or advice at the time of acceptance.

The responsibility for ensuring compliance with any laws or regulations that may apply to you remains solely yours, and by making an offer, you are deemed to have indemnified Eqbac (held Eqbac harmless and agreed to reimburse Eqbac) against any loss or damage that may result from your violation of any laws that apply to you.

There are no warranties.

While Eqbac will use reasonable efforts to provide accurate information on the Eqbac website, the information displayed on the Eqbac website is provided without any express or implied warranty (guarantee that the information is correct). Eqbac, in particular, makes no warranty that it is suitable for any particular purpose, that it is complete or accurate, or that it or any hardware on which it is stored is virus-free.

Use is restricted

Unless otherwise specified in writing, all information, products, and services displayed on or accessed through the Eqbac website are intended solely for your personal and non-commercial use. Unless you have Eqbac's prior written permission, you may not: reproduce, modify, or create derivative works from; publish, distribute, transmit, or display; or licence or transfer any of the content displayed on the website.

Decompile, reverse engineer, or disassemble the website, a linked website, or any software used in the website's display or operation;

Post or transmit illegal content to the website, such as: (a) threatening, libellous, defamatory, obscene, scandalous, inflammatory, pornographic, or profane content; or (b) content that could harm Eqbac's image or impair its ability to do business.

Use the website in a way that could damage, disable, overburden, or impair any Eqbac server (computer) or network connected to any Eqbac server, or interfere with the use of the Eqbac website by any other party;

Interfere with any content displayed on the Eqbac website, or attempt or gain unauthorised access (without Eqbac's written consent) to information displayed on the website to which you may not be authorised, or to any secure area of the website, an Eqbac server, or any other part of the Eqbac information system. Any attempt, whether successful or unsuccessful, to interfere with the information displayed on the Eqbac website or gain access to information or any part of the Eqbac information system to which you are not authorised is illegal and punishable under Section 86 of the Electronic Communications and Transactions Act No. 25 of 2002, for which you may be prosecuted and, if found guilty, punished.

Without Eqbac's prior written consent, establish a link from another website to the Eqbac website or any of the web pages that comprise the Eqbac website.

Without Eqbac's prior written consent, you may not frame the website or any of its pages.

Transactions, communications, and records are all done electronically.

When you communicate with Eqbac via electronic communication provided or directed on this website, you consent to Eqbac responding to your communications via electronic communication addressed to you. You agree that Eqbac's electronic agreements, notices, disclosures, and other communications satisfy any legal requirement that such communications be in writing.

You accept the risks that come with any form of electronic communication.

You agree that Eqbac may act on the information you send to them electronically. You are responsible for ensuring that the information communicated electronically is received by Eqbac.

You acknowledge and agree that Eqbac, in its sole discretion, may retain and store your electronic communications as required by law. You agree that the electronic records stored by Eqbac will be rebuttable (it may be challenged) proof of the records' content.

Any email communication sent to you will be considered received by you for the purposes of this agreement when it enters an information system outside of Eqbac's control.

Password and user ID

If you sign up for a service or product on the Eqbac website, you may be asked to create a user id (a unique identifier) and a password. You are solely responsible for: maintaining the confidentiality of your password (you must not give the password to anyone else); all activities that occur in your account (using your user id and, if necessary, your password), with or without your knowledge;

Notifying Eqbac immediately of any unauthorised use (use of your user id and/or password that you did not consent to) or any other security breach that you are aware of;

Eqbac or a third party suffers losses as a result of someone other than you using your user id and/or password.

Mobile access and utilisation

You can use a mobile device to access the Eqbac website (including a mobile telephone).

The Terms and Conditions apply with equal force and effect regardless of how you access and browse the Eqbac website.

The Eqbac website is designed and configured for use with Internet browsers that are typically found on computers rather than mobile devices. Eqbac is not responsible for the wireless services used by mobile devices and expressly disclaims any liability for the lack of functionality, capability, or dependability of any mobile device or software used to access the Eqbac website.

While the use of the Eqbac website is free, you will be responsible for any fees imposed by your service provider as a result of your browsing of the Eqbac website.

Eqbac is also not responsible for the communication of any person or confidential information between you and the Eqbac website or any electronic communications mechanisms facilitated by the Eqbac website, and expressly disclaims any liability for any deficiencies in the privacy or security of any communications made or received between the mobile device and the Eqbac website.

Eqbac has no control over the functionality and use of your mobile device, and Eqbac will not be held liable for any interference with the integrity, transmission, delays, network coverage limitations, outages, or interruptions in the services provided to support the mobile device.

System of secure payment

If you make payments to Eqbac, you must use a payment system that has been authorised (consented to in writing) by Eqbac. Eqbac shall only use a payment system that is sufficiently secure in light of the nature of the payment to be made and the risk inherent in electronic payment. Eqbac accepts liability for any damages you may suffer as a result of a failure in an Eqbac-authorized payment system.

Policy on Privacy

Eqbac is concerned about your privacy. Personal information sent to Eqbac will be handled in accordance with the company's Privacy Policy.

No liability Eqbac will not be liable for any loss incurred or damages suffered (whether direct, indirect, special, or consequential) to you or any third party as a result of your use of, or reliance on, any content displayed on the Eqbac website.

Except as otherwise provided in 7, Eqbac will not be liable for any interruption, delayed or failed transmission, loss of programmes or other data, or storage or delivery of information caused by any cause.

You are providing warranties.

For all purposes, and especially for the purposes of 6 above, you warrant (confirm) - Your identity (that is, you are who you say you are), and that you can prove your identity if Eqbac requires it;

That all information you provide to Eqbac at any time via the Eqbac website, in writing, or to Eqbac Call Centre staff will be current, complete, and accurate;

That you will provide Eqbac with all material and relevant facts that Eqbac may require in connection with any dealings you have with Eqbac. If you fail to provide the information or provide incorrect information, Eqbac reserves the right to cancel the agreement or transaction arising from your dealings with Eqbac.

Rights to intellectual property

Eqbac owns or licences the website and all of its content (including software, text, graphics, icons, hyperlinks, private information, and designs).

Because the intellectual property rights in the immediately preceding content are protected against infringement by local and international legislation and treaties, it may not be used in any way without the prior written consent of Eqbac or the licensor.

Breach Eqbac reserves the right to - Refuse you further access to the website if (a) you violate any of the terms of use in effect at the time; (b) Eqbac is unable to verify or authenticate any information you provide to it; or (c) Eqbac believes you are engaging in illegal, abusive, or potentially harmful activities that threaten the integrity of the website or bring Eqbac into disrepute.

Refer any breach to the police if it is a crime; claim damages for all loss and damage suffered, as well as expenses incurred, as a result of your breach.


You agree to indemnify and hold harmless Eqbac, any member of the Eqbac Group, and their respective directors, officers, employees, agents, licensors, suppliers, and third-party information providers from and against any losses and expenses (including attorney-and-own-client fees) resulting from your failure to comply with these terms of use.

The applicable law and jurisdiction

Your use of the Eqbac website will constitute your consent and submission to the jurisdiction of the High Court of Mauritius for all purposes relating to its use.

Any claim arising from - the use or inability to use the website; an application for, and rendering of, a service or the provision of a product; is subject to the laws of the Republic of Mauritius - in respect of both the basis of the claim [contract, delict (tort), or any other] and the law relating to procedure and evidence.

All proceedings will be conducted in English, and the unsuccessful party will be obligated to pay all costs incurred by the successful party, including attorney and own client costs.

Disclaimers For Cookies

As per European guidelines of GDPR, we need you to click on ‘Accept’ & agree the use of cookies. By clicking on an item or other link on the website or 'Accept', you agree to the use of cookies and other technologies to process your personal data (e.g., IP address) to enhance and personalise your experience across EQBAC portfolio of brands, including EQBAC or third-party advertising tailored to you, on and off our sites. Additionally, third-party companies, who we partner with, may store cookies on your device and use similar technologies to collect and use certain information for advertising personalisation, measurement, and analytics.

EQBAC is brand of “Equitybasket Capital” corporation

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We operate under the governance and regulation of FSC Mauritius, holding the license number GB22200305 for 'Investment Dealer(Full-service dealer excluding underwriting).' This can be verified on the FSC website here.

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